Yes! I'm ready for March. I have set up the March bill pay & gotten the budget to zero. My goal for this month is to have my almost 16yr old daughter handle the grocery/gas/entertainment cash (I use envelopes)weekly. She wants to have a car, a job, MONEY!.... She has been working for my sister, earning a very good wage. Alas, the job has ended, as has the business (sis is going BK). She saved $3000, but along the way she bought a 87 mercedes and an Apple laptop, and learned to fritter money on cosmetics, fast food, and anything else she wanted. Which raises the question- is it possible to live a day without soda? And what is water if it isn't bought chilled in a nice, neat little bottle? Now she is back to life without charge cards and a Costco AMEX, and limited funds. Life is rough! Her attitude is good- she laughs when I clip coupons, but is learning to appreciate the free stuff.

I have been reading these blogs for the past 3 months. I think that I found this site from the Dollar Stretcher site. You all inspire and encourage me to be better with my family's finances.
About me:
I am a SAHM, homeschooling 3 kids, happily married, and finally growing up about money. We did the Dave Ramsey Financial Peace class. Somehow I had missed the "how to budget" class in life. So we have slowly been getting out of debt and working on a real budget. We have no credit card debt (paid off last of it last month), but also have no real savings. I have been reading about the ing savings accounts and am wondering if that would be a place to start a "no touch" savings.