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Thank you for your blogs

February 21st, 2008 at 03:16 pm

I have been reading these blogs for the past 3 months. I think that I found this site from the Dollar Stretcher site. You all inspire and encourage me to be better with my family's finances.
About me:
I am a SAHM, homeschooling 3 kids, happily married, and finally growing up about money. We did the Dave Ramsey Financial Peace class. Somehow I had missed the "how to budget" class in life. So we have slowly been getting out of debt and working on a real budget. We have no credit card debt (paid off last of it last month), but also have no real savings. I have been reading about the ing savings accounts and am wondering if that would be a place to start a "no touch" savings.

Posted in Uncategorized | 11 Comments »

11 Responses to “Thank you for your blogs”

  1. mom-sense Says:
    February 21st, 2008 at 03:27 pm 1203607651
    1203607651


    welcome, and good for you for eradicating debt and starting fresh! i lurked for a few months before starting my own blog as well. i have had an ING account in the past and was happy with it. the only issue is that it took up to three days to have the money deposited back into my checking account. what did you like best about Financial Peace University? Someone here, Denise, I think, is going through it now or just finished it. There is one in the area here that I'm contemplating ...

  2. Slowlygettingthere Says:
    February 21st, 2008 at 03:41 pm 1203608482
    1203608482

    What I liked about FP was that it taught me the envelope method and the idea that budgeting ahead for car insurance/Christmas/Taxes meant that I didn't get the shock of the bill in the mail. In fact, I now average just about every bill that comes in, and make that my minimum. For the past few months there have been no "surprises" in the mail, and we have been able to weather unexpected bills much better.

  3. JanH Says:
    February 21st, 2008 at 04:33 pm 1203611627
    1203611627

    Welcome! Glad you have joined us!

  4. baselle Says:
    February 21st, 2008 at 04:42 pm 1203612154
    1203612154

    Welcome.

    INGDirect is a very good place to start saving, but to start off right, see if you can get an ING invite from someone here (I've used my invites up), and make sure that you start with at least 250$. That way, the invitee gets $10 and you get $25.

  5. Ima saver Says:
    February 21st, 2008 at 05:21 pm 1203614486
    1203614486

    Welcome, glad you are here!

  6. Broken Arrow Says:
    February 21st, 2008 at 06:23 pm 1203618213
    1203618213

    Welcome. Smile I think you'll find that you're in good company.

  7. rduell Says:
    February 21st, 2008 at 06:51 pm 1203619908
    1203619908

    Welcome! I really like ING. I have several account through them. If you like I can send you an invite. Just let me know if you'd like one.

    I homeschooled our 5 kids for 10 years, so I know what a huge job it is. But it's VERY rewarding!

    I am hoping to talk our church into doing an FPU next year. I would love to do one. In fact, I'm listening to Dave right now over the internet.

  8. Koppur Says:
    February 21st, 2008 at 08:04 pm 1203624258
    1203624258

    Welcome to the blogs! I am a big fan of ING because it sets some savings out of reach from y checking account, but at the same time, if there is a big emergency, I can get to it right away.

  9. toyguy1963 Says:
    February 21st, 2008 at 11:07 pm 1203635249
    1203635249

    I also have invites for ING and for Emigrant. No one that I know in person is interested for whatever reasons. I swear that people around here just have no interests in anything.
    So if any of you on this site need an invite just let me know.

  10. reflectionite Says:
    February 26th, 2008 at 09:56 pm 1204062983
    1204062983

    i have a Bankwest account and two ING accounts. They are really good because it usually takes three days for the money to transfer, so it means no impulse buying! also you can sign up for Automatic Savings Plans, which deduct money from your main account and put it directly in your savings account, at a set amount and either weekly, fortnightly or monthly. i often forget about them and then will check and see i have hundreds of dollars stashed away. i highly recommend you sign up for one!

  11. Slowlygettingthere Says:
    March 5th, 2008 at 08:36 pm 1204749399
    1204749399

    Rduell- could you send me an ING invite? Thank you

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