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Started YNAB! Ouch.

March 5th, 2008 at 04:50 pm

Ok, after reading here about YNAB, I sucked it up and bought the pro version. I spent the weekend figuring it out- still not there yet, but closer. It really enhances the budget I had on paper.
What I have learned so far, just from entering stuff on the register:
My debit card is lethal... The little trip to Home Depot & Target- which I just never really thought about putting ON PAPER- can mess up my budget.
I fritter cash... the kids ask for something (even if it's under $1), and those $ add up.
Gas prices are certainly rising... My budget for gas is woefully small. I will have to take money from savings to finish the month. Throw in a trip to the coast for DD 16th bd, and yeah, it's sunk!
I don't like seeing red... I hadn't realized how close to the edge we are. And because you all have shown me that it is possible to save even a small amount (the change adds up), I have decided that I will open an ING account. Today. If possible.

3 Responses to “Started YNAB! Ouch.”

  1. rduell Says:

    I need to check into YNAB again. I have it but haven't been using it. I've just been using my spreadsheet budget.

  2. Ima saver Says:

    Good for you!

  3. homebody Says:

    I'm in my second year of YNAB. I cannot believe the difference it made for me. I upgraded to Pro January 1st.

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